Your DJ Has No Insurance What Could Go Wrong?
As the hiring party, it is important for your DJ to have proper insurance coverage to protect yourself from potential risks and liabilities that may arise during his or her performances. Without insurance, several things could go wrong, including:
Personal Injury: If someone is injured at your event from the DJs equipment or cords, they may sue you for damages. Without your DJ being properly insured. You could be held responsible for paying any settlement or judgment awarded against you.
Property Damage: If your DJ accidentally damage someone’s property, or yours, during a performance. You could be held liable for the cost of repairs or replacement. And event venues aren’t cheap!
Legal Fees: If you are sued or face a legal dispute, you will need to hire an attorney to represent you. Without insurance, you would be responsible for paying these legal fees out of pocket.
Certificate of DJ Insurance
Most, if not all venues will require your DJ to submit a Certificate of Insurance. Coverage should state; Personal Injury of at least $1,000,000 and General Liability of $2,000,000. This usually comes up at the last minute, and at that point if your DJ does not have the proper coverage. You will be looking for a new DJ in desperation. I know, I get calls from couples in this situation every now and then. It’s not a position you want to be in, just a few weeks before your wedding day.
Overall, choosing a DJ not having insurance can leave you vulnerable to financial losses and legal troubles. It’s important to ask your potential DJs upfront about insurance, and if they can provide you with a Certificate of Insurance to protect yourself, your venue, and your guests. And just in case you are wondering, YES, of course I am insured. And YES, I can and will provide you with a certificate of insurance!
By DJ Justin Warwick of DJ Enterprises Mobile Disc Jockey, aka DJ Warwick
Justin Warwick. The dynamic force behind DJ Enterprises Mobile Disc Jockey, has been a trailblazer in professional DJ entertainment since 1989. Serving the Monterey Bay area and beyond. Justin specializes in creating unforgettable experiences for weddings, corporate events, New Years, anniversaries, birthdays, and a variety of social events. Known for his ability to bring joy, fun, excitement, and energy to every event. Justin’s expertise ensures a memorable experience for you and your guests.
With thousands of successful events under his belt, Justin Warwick is renowned for his exceptional DJ and MC skills. He has a unique ability to read the crowd and tailor the music to fit the atmosphere perfectly. Whether it’s an intimate gathering or a grand celebration. Justin’s extensive music knowledge and state-of-the-art equipment guarantee a seamless and enjoyable event.
For those planning an event in the Carmel / Monterey Bay area. The Monterey Wedding DJ Blog offers a wealth of tips and ideas. It’s the most-read wedding DJ blog in California. Providing insights into crafting the perfect playlist, venues, and staying updated on the latest trends in wedding and event planning.
I’d love the opportunity to be your Wedding or Party DJ and provide Photo Booth services. Reach out to me at [email protected] or visit (https://djwarwick.com) for more information. I look forward to hearing from you!
Explore the website for more details on services, pricing, and client testimonials to see why DJ Justin Warwick is the best choice for your next even. https://djwarwick.com
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